http://www.maxedoutgen.com/ en-us 2004-11-24T11:29:57-05:00 http://www.maxedoutgen.com/archives/000087.html Obviously, I've been away from this blog for awhile. I apologize to anyone who was previously reading on a regular basis. So far, I haven't come up with the right formula for reducing my sleep needs, so the press of... Miscellaneous Rantings maxedo 2004-11-24T11:29:57-05:00 http://www.maxedoutgen.com/archives/000086.html Usually, when a homeowner finds out that his house has gone up in value beyond his wildest expectations within a few short years, it's good news. But if the homeowner is on the brink of bankruptcy, too much appreciation can... Bankruptcy HK 2004-09-13T22:03:41-05:00 http://www.maxedoutgen.com/archives/000085.html Following congressional hearings last spring on the questionable practices of numerous agencies within the credit counseling industry, California authorities have settled with two such agencies accused of false advertising and other consumer rights violations. Yesterday, The Mercury News reported that... Predators and Vultures HK 2004-08-28T10:03:20-05:00 http://www.maxedoutgen.com/archives/000084.html Just yesterday, I wrote about the hazards of home ownership. This morning, I walked into my house and heard the sound of water filling the hot water heater in the basement. I thought it odd because I'd been away from... Living With Debt HK 2004-08-16T22:52:37-05:00 http://www.maxedoutgen.com/archives/000083.html Most of my friends from my generation (tail end baby-boomer, pre-GenX) own their own homes. The few who don't are mostly divorced single mothers who are of an age and educational background which make the prospect of upward mobility... Living With Debt HK 2004-08-15T08:48:08-05:00 http://www.maxedoutgen.com/archives/000081.html I am in the process of writing a book about students in debt, focusing on the cultural and economic forces that have brought about the current crisis in which vast numbers of young people are starting out their lives loaded... Students and debt HK 2004-08-10T10:29:05-05:00 http://www.maxedoutgen.com/archives/000080.html In an article in the July issue of Entrepreneur magazine, "Down and Out," Joanne Cleaver reports that between 13 and 14 percent of people who file for personal bankruptcy do so as a result of failure in their small businesses.... Living With Debt maxedo 2004-08-09T18:38:21-05:00 http://www.maxedoutgen.com/archives/000079.html When I take my car in to the dealership where I bought it, I expect the service department to let me know if a needed repair is covered under my extended warranty. Recently, someone shared with me an experience which... Scams to get your money HK 2004-08-01T00:55:46-05:00 http://www.maxedoutgen.com/archives/000078.html I just do not understand how a culture that prides itself on being the most advanced one on this earth can still deprive its citizens of something as fundamental as basic health care. Years ago, whenever I found out... Students and debt HK 2004-07-15T17:31:55-05:00 http://www.maxedoutgen.com/archives/000077.html I get alot of emails from people who can no longer make their minimum monthly payments on credit cards due to interest rates that have risen as much as 10% from the original rate they were paying. We live in... Living With Debt HK 2004-07-13T18:40:23-05:00 http://www.maxedoutgen.com/archives/000076.html Earlier, I wrote about Trueworks, an independent documentary film production company that is in the process of shooting a new film called "Maxed Out," about the real lives of people in debt. A previous film by Trueworks, "Parents of... Living With Debt HK 2004-07-01T11:07:17-05:00 http://www.maxedoutgen.com/archives/000075.html Like everyone else I know, I hardly have time to read my important mail, much less junk mail. Usually, I ignore awards certificates from credit card companies offering me free gadgets I don't need or magazines I'll never read. My... Scams to get your money HK 2004-06-30T17:43:38-05:00 http://www.maxedoutgen.com/archives/000074.html In an article in The Boston Globe, America's hidden issue of poverty, Robert Kuttner states" "The great hidden issue in America is the scandal that tens of millions of Americans who work full time -- often more than full time... Living With Debt HK 2004-06-16T16:11:01-05:00 http://www.maxedoutgen.com/archives/000073.html If you go into the Ameridebt website, you'll see the following message: Unfortunately, AmeriDebt is no longer accepting new clients. However, if you are looking to get help with your debt, you may want to consider 800CreditCardDebt.com Ameridebt has been... Predators and Vultures HK 2004-06-09T09:14:12-05:00 http://www.maxedoutgen.com/archives/000072.html Chuck Jaffee, in an article he wrote for Investor's Business Daily has this to say about Suze Orman: If you knew Suze like we know Suze Anyone who has ever heard my radio show knows it's no secret that I... Suze Orman and Other Gurus HK 2004-05-27T18:07:58-05:00