Millions of people are caught in the trap of credit dependence. There is a silent epidemic of shame and anxiety because our society perpetuates the belief that this problem is self-inflicted, that people who have debts are deadbeats. Meanwhile, credit card companies keep coming up with new ways to deceive us and to keep us locked in debt, with the help of our lawmakers. This blog explores the human side of debt, what the credit industry doesn't want us to know, and strategies for survival.